For funders, ISOs and syndicators
Partner with an ISO that submits clean, documented files.
Premium Capital Solution originates merchant cash advance and revenue-based funding requests from U.S. small businesses through paid search and organic content. Every file arrives with a documented consent trail, disclosed positions and verifiable deposit context.
- Our role
- Independent ISO and commercial finance broker
- Products submitted
- Merchant cash advance, revenue-based financing, working capital
- Origination channels
- Google Search, organic content, direct inbound
- Geography
- United States
- Consent documentation
- Consent text and timestamp; certificate status recorded
- Contact
- +1 (857) 444-4481
Standard submission criteria
Every file is screened against the same fixed set of qualifiers before it reaches a funding partner. Merchants who fall outside them are told so directly rather than submitted and declined. Individual partners set their own thresholds on top of these, and we submit to the box each partner defines.
| Criterion | Our screening floor | Notes |
|---|---|---|
| Average monthly deposits | $20,000 minimum | Deposit consistency across all four statement months matters more than a single strong month. |
| Time in business | 1 year minimum | Counted from formation or the start of trading under current ownership. |
| Tax liens and defaults | None open | Liens on a documented payment plan are flagged separately rather than screened out. |
| Existing positions | Maximum 2 active | Three or more are screened out. Balances and remittances are stated on submission; stacking decisions belong to the funder. |
| Bank statements | 4 most recent months | Collected by secure method after contact, never through the public website form. |
| Owner credit score | 500 and above | Weighted lightly by most receivables purchasers, but it is our floor. |
| Business bank account | Active U.S. account | Remittances draw from the operating account. |
| Negative days | Disclosed on submission | We do not conceal NSF history to force an approval. |
What arrives in a submission
- Signed one-page applicationLegal entity name, ownership, EIN, business address, requested amount and stated use of funds.
- Four months of business bank statementsSupplied by the merchant through a secure method, never collected on the public website form.
- Position disclosureExisting advances, remittance amounts and approximate balances as stated by the merchant, plus any tax lien or prior default.
- Consent recordTrustedForm certificate URL, verbatim consent language, submission timestamp, landing page path and campaign source.
- Industry and geographyFlagged against your restricted-industry list before submission rather than after a decline.
Compliance practices
Lead quality problems in this industry are usually consent problems. Our origination is built to survive a records request:
- We attempt to capture a TrustedForm certificate during the request. Missing certificates are flagged for review.
- Consent language is stored verbatim as it was displayed, with an ISO-8601 timestamp.
- The TCPA checkbox is never pre-checked, and consent is stated as not a condition of funding.
- Contact information is not shared with any funder until the merchant authorizes the referral.
- We advertise commercial financing only, and never present these products as consumer credit.
Industries we originate from
Deal flow is weighted toward deposit-consistent, receivables-heavy operators: trucking and logistics, restaurants, contractors and construction, retail, auto repair, medical and dental practices, wholesale and distribution, and others listed on the industries index.
Start a conversation
Funders, syndicators and ISOs looking to discuss deal flow can call +1 (857) 444-4481 or use the contact page. Please note the products discussed here are commercial financing arrangements between businesses.